house morgages how is it going?

in this day and time with costs coming left and right how is your house morgages payments going at this time? the interest rates and the bank loans ain't exactly being offered with open arms. so many people across the nation are facing a struggling ecnomy and with some places dealing with job cuts,etc... it is a difficult time. the outline is to get a deal and eventually get some money toward the property. now it depends on how long you are paying your morgage and where you eventually want to further invest in. condos have good investments and possible lower interest. a House can depend on location and where you want to be in the long run. so many decisions but how far can you stretch the dollar in this day and time? also do you want to upgrade your property and outer elements to make it more attractive or will you just stick to the basics? so much goes in and out of the house and the Questions just start to begin.