the Credit Card Bill&filing Chapter 7

this Bill was passed recently&it really doesn't make full sense because it affects all people but not in the same way.everbybody eventually accumilates a certain amount of Debt&everybody deserves a clean slate. I mean when you get cut off for 7 years without being allowed to Own a Credit Card or something it messes up your credit system. i can understand with Student Loans but Credit Card companys charge outragious interests. it's a Loan Shark way of keeping people tied up with some of those Interest rates. if the Credit Card companys had a better Interest Rate system then I truly believe More people would get caught up with there Bills.this Bill will be interesting at how it plays out in the future stay tunned.